Financing

The following promotional financing offers are available to consumers every day with approved credit.

Contact us to apply for financing

No Interest if Paid in Full Within 6 or 12 Months***

On qualifying purchases with your Sewing Machines Plus credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months. Minimum monthly payments required.

***No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

The Optional Equal Monthly Payments shown below may be greater than the required minimum monthly payment that will be on your billing statement when you use the 6 or 12 month promotional financing offers.

These payments:

  • Equal the promotional purchase amount divided by 6 or12 (excluding taxes and shipping charges). 
  • Would pay off the promotional purchase amount within 6 or 12 months, but only if there are no other balances on your account at any time during the or 12 month promotional period and you make your payments on time. Your total payments will equal the amount of the promotional purchase amount.

If the promotional purchase amount is not paid in full within or 12 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

Special Promotional Purchases: No Interest for 18, 24, 36, 48 or 60 Months**

During promotional periods, qualifying purchases made with your Sewing and More credit card. Equal monthly payments required for 18, 24, 36, 48 and 60 months.

No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

*The monthly payment shown equals the purchase price (excluding [taxes and delivery]) divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good for the financing shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.Coupon codes and discounts cannot be applied to financed orders.